Thank you all for your replies. It seems that the general consensus is that it is beneficial to have either points or
rakeback. Obviously, cash is the preferred choice. Once again, thank you rakeback for this service!
Has anyone found any justification for using the points instead of getting the rakeback? Is there even one item offered that is cheaper than simply getting the cash from rakeback and buying it yourself?
I wish I could at least transfer the worthless points to someone without rakeback.